FAST, AFFORDABLE PET
INSURANCE YOU'LL LOVE
- Covered in minutes: Affordable and reliable pet insurance
- Simple choices: Two easy-to-understand policies. No fuss
- Loved by thousands: Over 17,000 ‘Excellent’ 5-star Trustpilot reviews*
See what CoverMy customers say
Easy peasy pet insurance for your furry friend
Cat insurance
From just £6.12 a month [2]
Protect your furry feline from surprise vet bills and more
— What does CoverMy Pet Insurance cover?
- Vet fees
- Complementary treatment
- Third party liability for dogs
- Death from accident and illness
- Theft and straying
- Holiday cancellation
This plan covers health conditions for up to 365 days. Any treatment for the same condition after that first year won’t be covered.
Benefits
-
Covered for life
Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year
–
-
Vet fees
Helps cover your pet’s vet bills if they become sick or injured.
£3,000
-
Complementary treatments
Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.
£500
-
Third party liability for dogs
Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.
£1 million
-
Death from illness or accident
Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.
£500
-
Theft and straying
Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.
£500
This plan covers health conditions for as long as you keep your policy active, year after year.
Benefits
-
Covered for life
Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year
-
Vet fees
Helps cover your pet’s vet bills if they become sick or injured.
£2,000 – £10,000
-
Complementary treatments
Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.
£500 – £1,000
-
Third party liability for dogs
Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.
£1 million – £2 million
-
Death from illness or accident
Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.
£750 – £1,000
-
Theft and straying
Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.
£750 – £1,000
Benefits
Time Limited
This plan covers health conditions for up to 365 days. Any treatment for the same condition after that first year won’t be covered.
Lifetime
This plan covers health conditions for as long as you keep your policy active, year after year.
Covered for life
Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year
–
Vet fees
Helps cover your pet’s vet bills if they become sick or injured.
£3,000
£2,000 – £10,000
Complementary treatments
Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.
£500
£500 – £1,000
Third party liability for dogs
Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.
£1 million
£1 million – £2 million
Death from illness or accident
Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.
£500
£750 – £1,000
Theft and straying
Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.
£500
£750 – £1,000
Why choose CoverMy Pet Insurance?
Up to 100% back on eligible vet bills
50 years+ pet insurance and breeder experience
We can pay your vet bills direct to your vet
— CoverMy Pet Insurance FAQs
Most pet insurance policies help cover vet bills for accidents or illnesses. Some even offer extras like dental, routine care, or alternative therapies – but the costs can really depend on your pet insurance provider and level of cover.
At CoverMy Pet, we keep things simple and straightforward. Our vet fee cover protects you against the things that matter most – accidents, injuries, and illnesses – while also including third-party liability for dogs and cover for theft or straying.
It’s affordable, no-fuss pet insurance, trusted by cat and dog owners all across the UK.
Choosing the right pet insurance starts with understanding the different policy types. Common options include time-limited (covers conditions for a set duration), maximum benefit (provides a fixed cover amount per condition), accident-only (covers injuries but not illnesses), and vet fees-only policies.
Beyond the policy type, always review the fine print for exclusions. These often include pre-existing conditions, breed-specific health issues, or age-related cover limits. When comparing costs, look past the monthly premium and check the “excess” (the amount you pay out-of-pocket per claim) and limits on high-risk treatments, such as cruciate ligament surgery.
Watch out for hidden fees, too. We believe in total transparency – no surprises, just quality cover at a fair price.
Ultimately, the best policy is one that balances your budget with your pet’s specific health needs and your lifestyle.
Prices vary based on your pet’s breed, age, and the type of cover you pick. Basic plans that cover just vet fees are usually the most budget-friendly, while more comprehensive options for lifetime cover cost a bit more.
It’s always a good idea to compare pet insurance quotes to find the best fit for you and your furry friend!
For a 1-year-old female Domestic Shorthair cat, you’re looking at just £6.12 a month for a Time Limited plan or £6.70 a month for a Lifetime plan. Pretty affordable, right?
Yes! You can easily insure up to 4 pets on a single policy online. If you need to cover 5 pets or more, just give our friendly team a call on 0208 626 9454 for a quote.
We work hard to keep every policy affordable and straightforward, no matter how many furry friends you have.
In an emergency, the first thing you should do is take your pet to the nearest vet for immediate care.
Once your furry friend has been treated, gather all the paperwork, like receipts and invoices from the vet. You can then make a claim with us online to help cover the eligible vet bills. Some vets might even offer to handle the paperwork for you – it’s completely up to you.
Yes, you can. Our pet insurance policy allows you to choose a compulsory excess of £50, £100, £150, or £200. This straightforward approach means no complex calculations when you need to make a claim.
Please note that for certain breeds or older pets, an additional 15% contribution towards the claim cost is required. We strive to make our policies as clear and simple as possible for you.
Absolutely! CoverMy Pet is here to provide affordable pet insurance for pet owners. We focus on covering the essentials, so you get great care for your furry friend without breaking the bank.
CoverMy pet insurance is perfect if you want flexible options without feeling overwhelmed.
You can pick from two simple policies and choose vet fee cover between £3,000 and £10,000. Plus, you’ve got the option to tweak your excess from £50 to £200 and even cover 15% of the remaining vet fees if you like. Our policies are all about making pet insurance work for you!
Sure! Getting a quote online is quick and hassle-free. Just share a few details about your pet and the kind of cover you need, and we’ll help you find a policy at a price that works for you.
Choosing the right pet insurance means finding a policy tailored to your pet’s age, breed, and your budget. With CoverMy Pet, comparing options has never been easier. Whether you have a playful puppy or a senior companion we’re here to help you find what you need.
Get a quick quote online to see for yourself.
We think so. Vet bills can really add up, and the last thing you want is to worry about money when your furry friend is sick.
Pet insurance gives you peace of mind during an emergency. It can save you thousands in the long run and lets you focus on getting the care your pet needs to make a full recovery.
First, it’s a good idea to shop around and compare quotes from different providers to find the best deal. Also, be sure to pick a policy that fits your pet’s specific needs without paying for extra add-ons you don’t really need.
In the end, it’s all about finding a balance between what you can comfortably afford and the best cover for your pet.
Time-limited pet insurance policies cover a specific condition for a set period, usually 365 days. This time limit starts from date your pet first display symptoms or was diagnosed with the condition (whichever came first).
The policy will pay for treatment until one of two things happens:
- The 365 day period ends.
- You reach the policy’s spending limit for veterinary fees (the maximum amount the policy will pay out).
Once either of these limits is reached, the policy will no longer cover that specific condition.
For example, if your pet develops a skin allergy, a time-limited policy would cover treatment for up to 365 days. If the allergy requires treatment after the 365 day period has passed, or if you’ve already hit your spending limit, you would have to pay for any further costs yourself.
These policies are a good choice if you need cover for short-term illnesses or injuries, or if you’re looking for a more affordable insurance option.
A lifetime pet insurance policy provides ongoing cover for your pet’s medical conditions throughout their life, as long as the policy is renewed each year. The great thing about this type of policy is that it covers your pet for chronic or recurring conditions year after year.
For example, if your cat develops diabetes, a lifetime policy will cover the cost of insulin every year, as long as you stay within the annual limit and keep the policy active.
Yes, there are a few small charges if you need to make changes to your pet policy. Here’s a quick rundown:
- Changing policy details (like your address): £5.00
- Renewing your policy: £12.00
- Cancelling your policy: £7.50 (this fee only applies if you cancel after the first 14 days)
[1] Cover for a 1yr old female Jack Russell Terrier on our Time Limited plan.
[2] Cover for a 1yr old Domestic Shorthair cat on our Lifetime plan.
* 17,000 5-star Trustpilot reviews across CoverMy.